Phone Insurance: Peace of Mind for Pence a Day

phone insurance

Mobile Phone Insurance: Peace of Mind for Pence a Day


Mobile phone insurance is the best insurance money can buy. Every single kind of insurance makes this claim, but in the case of mobile insurance, it just happens to be true. The old adage “Penny wise, pound foolish” applies to cell phone insurance: why would you risk spending hundreds of pounds on something that you can get replaced for free?

Phone insurance is one of the most inexpensive ways of insuring anything. The average plan costs less than 20 pence per day, but this gives you protection for your cell phone, headset, and fraudulent calls made with your stolen cell phone. People pay as much as thousands of pounds a year for auto insurance, fire insurance, flood insurance, and other types of insurance that the average person will never get to file a claim on. By comparison, people spend less than £100 on cell phone insurance a year, and this will cover even the most expensive mobile phones. And you will use this insurance.

Mobile insurance is all-important(a) because cell phones are small and people are generally a clumsy lot. Cell phones get dropped in trash cans, on crosswalks, in the street, on the bus, at the theatre, and into garbage disposals at home. Cell phones are not made of steel—basically, you are looking at a piece of plastic with electronics inside. This makes them very breakable. And this also means you should have mobile phone insurance.

People with mobile phone insurance have it because it is the smartest thing to do. Cell phone replacement is a reality: if you own a cell phone, consider how many times you have upgraded your phone because the old one broke, got lost, or even stolen. The insurance can help with this. Losing all of your data and contact information is bad enough, but having to pay full retail price to replace the phone just adds insult to injury. You should purchase mobile phone insurance now, while the prices are still low.